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HOME FINANCE OF AMERICA
National Headquarters

521 Plymouth Road, Suite 112
Plymouth Meeting, PA 19462
1-800-358-LOAN (5626)
FAX: 610-834-7481

Last update: August 27, 2008 11:12 AM EST

Today's Rates - *For new applicants only
Conforming and Jumbo Programs | Conforming and Jumbo: Interest Only Programs

Conforming Programs
Conforming rates for loans under $417,000

Jumbo Loan Programs
Jumbo rates for loans over $417,000.

Conforming 30 yr Fixed

RATES	POINTS	APR	APPLY NOW
5.875	2.000	6.135
6.000	1.500	6.213
6.125	0.750	6.267
6.125	0.000	6.196
6.500	-0.500	6.524

Jumbo 30 yr Fixed

RATES	POINTS	APR	APPLY NOW
8.000	2.000	8.255
8.125	1.750	8.354
8.250	1.500	8.453
8.375	1.000	8.525
8.625	0.250	8.694

Conforming 20 yr Fixed

RATES	POINTS	APR	APPLY NOW
5.875	1.500	6.158
6.000	1.000	6.220
6.125	0.500	6.282
6.250	0.000	6.344
6.500	-0.500	6.531

Jumbo 20 yr Fixed

RATES	POINTS	APR	APPLY NOW
8.000	2.000	8.273
8.125	1.750	8.365
8.250	1.500	8.456
8.375	1.000	8.512
8.625	0.250	8.660

Conforming 15 yr Fixed

RATES	POINTS	APR	APPLY NOW
5.500	1.500	5.852
5.625	1.000	5.899
5.750	0.500	5.945
5.750	0.000	5.867
6.125	-0.500	6.164

Jumbo 15 yr Fixed

RATES	POINTS	APR	APPLY NOW
6.750	2.000	7.136
6.875	1.500	7.179
7.000	1.000	7.223
7.125	0.500	7.267
7.250	0.000	7.311

Conforming 10 yr Fixed

RATES	POINTS	APR	APPLY NOW
5.500	1.500	5.852
5.625	1.000	5.899
5.750	0.500	5.945
5.875	0.000	5.992
6.125	-0.500	6.164

Jumbo 10 yr Fixed

RATES	POINTS	APR	APPLY NOW
6.000	1.000	6.094
6.125	0.750	6.196
6.250	0.500	6.298
6.375	0.250	6.399
6.500	0.000	6.500

Conforming 3/1 ARM

RATES	POINTS	APR	APPLY NOW
5.250	1.000	5.583
5.375	0.500	5.568
5.500	0.250	5.576
5.625	0.000	5.584
6.125	-0.750	5.639

Jumbo 3/1 ARM

RATES	POINTS	APR	APPLY NOW
7.875	1.250	6.248
8.000	1.000	6.257
8.125	0.750	6.265
8.250	0.500	6.274
8.250	0.500	6.274

Conforming 5/1 ARM

RATES	POINTS	APR	APPLY NOW
5.500	1.250	5.671
5.625	0.750	5.673
5.750	0.250	5.675
5.875	0.000	5.701
6.375	-0.750	5.827

Jumbo 5/1 ARM

RATES	POINTS	APR	APPLY NOW
7.875	1.250	6.605
8.000	1.000	6.633
8.125	0.750	6.660
8.250	0.500	6.688
8.250	0.500	6.688

Conforming 7/1 ARM

RATES	POINTS	APR	APPLY NOW
5.750	1.000	5.778
5.875	0.500	5.795
6.000	0.250	5.836
6.125	0.000	5.877
6.500	-0.750	6.000

Jumbo 7/1 ARM

RATES	POINTS	APR	APPLY NOW
7.875	1.250	6.912
8.000	1.000	6.956
8.125	0.750	7.000
8.250	0.500	7.045
8.250	0.500	7.045

Conforming 10/1 ARM

RATES	POINTS	APR	APPLY NOW
6.125	1.250	6.093
6.250	0.750	6.129
6.375	0.250	6.165
6.500	0.000	6.225
6.875	-0.750	6.407

Jumbo 10/1 ARM

RATES	POINTS	APR	APPLY NOW
8.125	1.750	7.331
8.125	1.750	7.331
8.250	1.500	7.396
8.375	1.250	7.461
8.500	1.000	7.526

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Interest Only Programs

Conforming Programs: Interest Only
Conforming rates for loans under $417,000

Jumbo Programs: Interest Only
Jumbo rates for loans over $417,000

Conforming: Interest Only 3/1 ARM

RATES	POINTS	APR	APPLY NOW
5.500	0.750	5.401
5.500	0.750	5.401
5.625	0.250	5.387
5.750	0.000	5.395
6.125	-0.500	5.441

Jumbo: Interest Only 3/1 ARM

RATES	POINTS	APR	APPLY NOW
8.125	1.250	6.123
8.250	1.000	6.132
8.375	0.750	6.140
8.500	0.500	6.149
8.500	0.500	6.149

Conforming: Interest Only 5/1 ARM

RATES	POINTS	APR	APPLY NOW
5.625	1.000	5.503
5.750	0.500	5.505
5.875	0.250	5.530
6.000	0.000	5.556
6.000	0.000	5.556

Jumbo: Interest Only 5/1 ARM

RATES	POINTS	APR	APPLY NOW
8.375	1.250	6.657
8.500	1.000	6.685
8.625	0.750	6.713
8.750	0.500	6.741
8.750	0.500	6.741

Conforming: Interest Only 7/1 ARM

RATES	POINTS	APR	APPLY NOW
6.000	1.000	5.736
6.125	0.750	5.777
6.250	0.250	5.794
6.375	0.000	5.836
6.375	0.000	5.836

Jumbo: Interest Only 7/1 ARM

RATES	POINTS	APR	APPLY NOW
8.375	1.500	7.087
8.500	1.250	7.132
8.625	1.000	7.177
8.750	0.750	7.223
8.750	0.750	7.223

Conforming: Interest Only 10/1 ARM

RATES	POINTS	APR	APPLY NOW
6.125	1.000	5.927
6.250	0.750	5.987
6.375	0.250	6.023
6.500	0.000	6.083
6.500	0.000	6.083

Jumbo: Interest Only 10/1 ARM

RATES	POINTS	APR	APPLY NOW
8.625	1.750	7.786
8.750	1.500	7.852
8.875	1.250	7.917
9.000	1.000	7.983
9.000	1.000	7.983

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